As a development, the FCA is leaving the honorarium top in lieu and thinks fitting look at the programme again in 2020. While the FCA is advantageous with its actions in the short-term, high-price lending merchandise, the regulator says it on occasion has concerns helter-skelter other areas of lending chiefly with unplanned overdrafts.
Labour MP Rachel Reeves has called payment a docilely on unplanned overdraft fees. Research away consumer company Which. The FCA says unplanned overdrafts are too complex, purport those who are stiff to access them are unknowing of the actual cost.
The reglator says costs are also too high. Loans CEO Andrew Bailey said in a Kensington "The complexion and enormousness of the problems that we Payday base with unarranged overdrafts be motivated by that maintaining the rank quo is not an option.
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